Fertility startup Gaia secures $100 million debt facility from Viola Credit following $14 million Series A round in January 2025

Gaia, founded by Nader AlSalim, uses artificial intelligence and machine learning trained on millions of anonymized historical fertility data points to direct patients to clinics and generate personalized success forecasts, while also underwriting personalized outcome-based financing plans for IVF, egg freezing, and embryo transfer procedures.

Unlike the traditional fee-for-service fertility model where patients pay per procedure regardless of outcome, Gaia prices based on probability of success and includes outcome protections — such as covering a second IVF cycle at no extra cost if the first fails, and unlimited embryo transfers until live birth is achieved.

Over the past 15 to 16 months, Gaia has surpassed 1,100 memberships with over 1,000 active members in the U.S., partnered with 200 clinic locations across 40 states, and maintains a Net Promoter Score of 85. The company has also launched an enterprise benefit product for employers seeking fertility coverage for their workforce.