Former Alabama football player Luther Davis allegedly used wigs and makeup to impersonate NFL players in a $20 million fraud scheme, including securing a $4 million loan through false identities.

Luther Davis, a former University of Alabama football player, is accused of assuming three different identities to commit fraud

The scheme involved wearing wigs and do-rags as part of the impersonation of NFL players

Davis allegedly obtained a $4 million loan by fraudulently representing himself as one of the impersonated NFL players

Total fraud amount alleged by prosecutors reaches approximately $20 million

The complaint does not specify all the methods used to establish and maintain these false identities