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Fortune AIPublished: Mar 25, 2026, 19:02 JST1 min read

America's retirement system earns a C-plus grade, with policymakers positioned to implement critical reforms that could help millions save with confidence.

America's retirement system earns a C-plus grade, with policymakers positioned to implement critical reforms that could help millions save with confidence.

3 Key Points

  1. Automatic enrollment gaps in retirement plans leave many workers without adequate savings mechanisms

  2. Shelved pension reforms need to be revisited to strengthen long-term retirement security

  3. Policy changes could significantly improve retirement outcomes for millions of American workers

  4. Closing gaps in current system could elevate retirement security from passing grade to excellence

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