
What happened
American Express advised business clients in a new report that two-thirds of U.S. consumers use AI tools to compare prices, and 83% of 502 surveyed business leaders see agentic commerce as an opportunity while only 41% are experimenting with or integrating it.
Why it matters
The card company is convening an advisory council of merchants to help sellers prepare, as businesses brace for agentic commerce's impact and many lag in adoption.
WHO IT HITSMerchants and business leaders evaluating how to prepare their operations for AI-driven shopping will find the report directly relevant, while payment providers may face rising demand for support from clients.
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American Express framed its new report as guidance for clients navigating agentic commerce, positioning the card company as an intermediary between consumers already using AI to shop and merchants still deciding how to respond. The survey results show a readiness gap: while most business leaders call agentic commerce an opportunity, and 86% say they will need support from payment providers and partners, only 41% are experimenting with or integrating the technology. Amex group president of global merchant and network services Anna Marrs called it potentially the most significant change in shopping and purchasing behavior since the start of e-commerce. The company is also preparing for shopping mishaps, having said earlier this year that it would protect consumers from accidental AI purchases subject to its terms and conditions.
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